Stellapps

Location: Bangalore

Preferred Years of Experience: 7 – 10

Key Expectations:

1. Entrepreneurial spirit with ability to experiment with new products and markets and establish product-market fit for scale-up
2. To ensure that the products and processes are compliant to regulatory frameworks as well as the needs of partner financial institutions
3. Efficiently manage the launch and scale-up of the credit portfolio with respect to the complete loan cycle, collection efficiency, risk management, SOP compliance, TAT etc
4. The payment portfolio with respect to initiation, processing, settlement and reconciliation
5. The insurance portfolio for alignment with rural needs and ensure optimal customer journeys
6. Be the end to end owner of a product across it’s lifecycle – manage the business case, identify value proposition, competitive benchmarking, define the customer experience, build out product requirements, prioritization of the roll out and launch the product on-ground and manage the feedback loop to continuously improve product offerings
7. Work closely with the stakeholders for improving the profitability through digital as well as process interventions
8. Lead the Fintech project discussions with financial institutions. Synthesize and drive product vision and platform strategy based on user research and input from cross- functional stakeholders
9. Responsible for strategizing deployment with respect to scripting policies for market rollout in collaboration with financial Institutions
10. Create the framework and provide training and support for new product roll outs in the field and with central teams and provide all support towards achievement of desired performance parameters
11. Liaise with partners, and the technology team of both partner and Stellapps to integrate product platforms and convert business requirements into technological solutions
12. Use data analytics to track and report on performance against project / initiative goals, status timelines, financials risks, action items and issues
13. Detects and resolves issues that may cause risk to the delivery of project outcomes
14. Keep a tab on market developments in the financial services industry and plan for new products pro-actively understanding changing market dynamics and competitive landscape for establishing best practices and high-end digital/Phygital products

Key Skills & Experiences:

1. MBA (Rural /Agribusiness/Finance) and B.Tech./B.E. from top college
2. 7-10 years of Experience in Inclusive Finance Product Role/Lending Product Role
3. Product Thinking, Problem Solving, Business Acumen, Technology Understanding, collaboration, Influencing without authority
4. Experience in building products in the lending and / or payment industries
5. Inclined towards building products for underserved to simplify their lives
6. Knowledge of product development lifecycle 
7. Leadership Skills
8. Stakeholder Management Skills
9. Experience in Embedded Finance space will be an added advantage